XIRR Calculator
Find the annualized return (XIRR) for investments with irregular cash flows. Choose how many cash flows you have (2–12), then enter each amount and time from start in years and months (e.g. 0 yr 0 mo for today, 0 yr 6 mo for 6 months, 1 yr 0 mo for 1 year). Use negative for outflows, positive for inflows.
Use negative for outflows (e.g. initial investment), positive for inflows.
| # | Cash flow ($) | Years | Months |
|---|---|---|---|
| 1 | |||
| 2 | |||
| 3 | |||
| 4 |
Time from start: 0 yr 0 mo = today; 0 yr 6 mo = 6 months; 1 yr 0 mo = 1 year.
XIRR (%)
6.83
How it works
XIRR solves for the rate r such that the net present value of all cash flows is zero: Σ (cash flow / (1+r)^years) = 0. Enter time from start as years and months (0–11 months).
Use XIRR when you have multiple cash flows at different times (e.g. several withdrawals or dividends). Use CAGR when you have a single start and end value.
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