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Auto Loan Calculator

BySmart CalculatorsLast reviewed
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Estimate your monthly car loan payment. Enter loan amount, annual rate, and term in years.

Live · updates as you type

Monthly Payment

$460.41

  • × months60
  • Total paid$27,625
  • Interest$2,625
Total cost$27,625over 5 years
  • Principal$25,000(90%)
  • Interest$2,625(10%)

Auto Loan Calculator

Drag the sliders · everything updates instantly
$0$250k$500k$750k$1M
0%5%10%15%20%
110203040
Try these·What if…
r = 5%

If rate were 5.00%

$471.78

+$11.37/mo

n = 15y

If you chose a 15-year term

$184.92

costs +$5,661

x = $200

If you paid +$200/mo extra

3.4y

saves 1.6y of payments

How it works

Uses the same amortization formula as other loans: monthly payment based on principal, rate, and term.

Frequently asked questions
  • No. Enter only the amount you are financing (after down payment).

Embed this calculator

Copy the code below to embed this calculator on your site.

<iframe src="https://smartcalculators.tools/embed/auto-loan-calculator" title="Auto Loan Calculator" width="100%" height="400" frameborder="0"></iframe>

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