SIP Calculator India – Monthly SIP Returns in Rupees (₹)
A SIP calculator for India shows how much your monthly investments could grow in rupees. Enter your monthly SIP amount (e.g. ₹5,000 or ₹10,000), expected annual return (%), and number of years. This article explains the future value of a SIP and links to our Retirement Calculator—select INR in the currency dropdown to see results in ₹.
Quick Answer
| Label | Value |
|---|---|
| Monthly SIP | ₹10,000 |
| Expected return | 12% |
| Years | 10 |
| Estimated value | ₹23,00,387 |
How It Works
SIP future value uses the same formula as recurring deposits: FV = payment × [(1+r)^n − 1] / r, where r is monthly return and n is number of months. For ₹10,000/month at 12% for 10 years, the estimated value is about ₹23.2 lakh. Returns are not guaranteed. Use our Retirement Calculator with INR for your own SIP amount and horizon.
Additional Notes
Mutual fund returns vary. Use a conservative return assumption. Past performance does not guarantee future results.
Use Our Calculator
Try our Retirement Calculator for your own numbers: /calculators/retirement-calculator
Related Calculators
Future value of SIP = monthly amount × [(1 + monthly return)^months − 1] / monthly return. Our Retirement Calculator does this for you.
Use a long-term average (e.g. 10–12%) for illustration. Actual returns vary. Consult a financial advisor.
PPF has a fixed rate and different rules. Our calculator is for a fixed monthly contribution with a constant return assumption.